5 Mortgage Terms Every First-Time Homebuyer Needs to Know (and Why They Matter)

5 Mortgage Terms Every First-Time Homebuyer Needs to Know (and Why They Matter)

5 Mortgage Terms Every First-Time Homebuyer Needs to Know (and Why They Matter)Amber Jones
Published on: 26/09/2025

Confused by mortgage terms like LTV, DTI, or APR? You're not alone—especially if you're a first-time homebuyer just starting your journey. Learn what these terms mean, why they matter, and how they affect your loan, payment, and overall homebuying confidence.

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Amber Renee Jones is an independent mortgage broker, NMLS #322407 | CA DRE 01469517 | TX #322407, powered by C2 Financial Corporation, NMLS #135622 | CA DRE #01821025 | TX #135622, located at 12230 El Camino Real, Suite 100, San Diego, CA 92130. The services referred to herein are not available to persons outside of the states of California or Texas.

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